2003 4Runner- Cracked Windshield

Most insurance (State Farm) cover it under their policy with no deductible.
It doesn't affect your good driver discount either. Its strange when you
call a glass place to replace it -- if you say you are paying its $200 but
if you say insurance is covering it then its $5-600! Call your insurance
company and find out what their poilicy is.
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

Wolfgang wrote:

 > Most insurance (State Farm) cover it under their policy with no deductible.
 > It doesn't affect your good driver discount either. Its strange when you
 > call a glass place to replace it -- if you say you are paying its $200 but
 > if you say insurance is covering it then its $5-600! Call your insurance
 > company and find out what their poilicy is.

I was just thinking about that. I had the windshield replaced on my '88
pickup. I didn't check insurance, just went to the glass place. They
charged me $125.00 total...

Tom - Vista, CA<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

shavedhead2.TakeThisOut@hotmail.com (Eddie) wrote in message news:<95c872e0.0311192209.711a014a.TakeThisOut@posting.google.com>...
 > I have been a victim of riding behind a vehicle that has kicked up a
 > small rock on the freeway and cracked the windshield of my (almost)
 > Brand New 2003 4Runner.
 > ...

It seems to me that stepping on a rock is just as unavoidable as an
accident, so liability for it should be similar.

What would be the reponsibility (legally) of the vehicle that kicked
the rock? Shouldn't their insurance company bear the repair cost?

--Ibrahim<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

Unless its an uncovered dump truck hauling stones (and your state requires
it to be covered) you'd be hard pressed to prove it came from a particular
vehicle. I got hit by a stone thrown up by crew mowing grass on a Military
Post --- no cars were even around - yup, I ended up paying for repair.

"Ibrahim" <p_man101.RemoveThis@hotmail.com> wrote in message
news:8f573a5e.0311200750.4ce255b9@posting.google.com...
 > shavedhead2.RemoveThis@hotmail.com (Eddie) wrote in message
news:<95c872e0.0311192209.711a014a.RemoveThis@posting.google.com>...
  > > I have been a victim of riding behind a vehicle that has kicked up a
  > > small rock on the freeway and cracked the windshield of my (almost)
  > > Brand New 2003 4Runner.
  > > ...
 >
 > It seems to me that stepping on a rock is just as unavoidable as an
 > accident, so liability for it should be similar.
 >
 > What would be the reponsibility (legally) of the vehicle that kicked
 > the rock? Shouldn't their insurance company bear the repair cost?
 >
 > --Ibrahim<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

In news:8f573a5e.0311200750.4ce255b9@posting.google.com,
Ibrahim <p_man101.DeleteThis@hotmail.com> being of bellicose mind posted:
 > shavedhead2.DeleteThis@hotmail.com (Eddie) wrote in message
 > news:<95c872e0.0311192209.711a014a.DeleteThis@posting.google.com>...
  > > I have been a victim of riding behind a vehicle that has kicked
  > > up a small rock on the freeway and cracked the windshield of my
  > > (almost) Brand New 2003 4Runner.
  > > ...
 >
 > It seems to me that stepping on a rock is just as unavoidable as an
 > accident, so liability for it should be similar.
 >
 > What would be the reponsibility (legally) of the vehicle that
 > kicked
 > the rock? Shouldn't their insurance company bear the repair cost?
 >
 > --Ibrahim

Stepping is a more deliberate, agile, and at slower speed than
guiding a four wheeled motor vehicle. Ever hear of "side-stepping?"
What's the motor vehicle equivalent? Your premise of avoiding a rock
.... biped vs motor vehicle, is fallacious as is your belief in who,
if anyone, is liable. You take risks driving a vehicle. Flying
rocks is one of them.
--

~~Philip "Never let school interfere
with your education - Mark Twain"<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

On 19 Nov 2003 22:09:29 -0800, shavedhead2.TakeThisOut@hotmail.com (Eddie) wrote:

 >Question: Any ideas how much it would cost to replace the windshield?
 >Can windshields be "fixed" or does it have to be replaced?
 >Also, is there any way I can have the "Warranty" pick up the tab??
 >(Just Curious)

Ouch.

The answer is, it depends.

If the crack is shorter than 1-2ft long, you can generally have it
repaired unless it is an edge crack. If it hit the edge of the glass,
or is longer than 2ft (absolute max), it's a goner.
I think there is also a stipulation that the repair must not be in the
driver's direct line of forward vision.

The catch is, for a good repair, you need to get it done *NOW*, before
weather and dirt has time to collect.

If you are insured with AAA, they will cover it under your
comprehensive and waive the deductible IF it can be repaired and IF
the gasket does not have to be replaced (IE, glass remains in the
vehicle).

If it can't be repaired, then all it will cost you is your
comprehensive deductible. Put in a claim for it.

I think I lost my Tundra's in 8 months. I do about 50k/year, mostly
highway, so I'm ALWAYS getting beaned. I wait until I'm stopped for a
DUI profile, when the officer uses the crack as the excuse for the
stop-and-talk... I tell him it just happened and I'll take care of it,
which I then DO the next day.



--- Rich
<a style='text-decoration: underline;' href="http://richlockyer.tripod.com/" target="_blank">http://richlockyer.tripod.com/</a><!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

On 20 Nov 2003 07:50:46 -0800, p_man101 RemoveThis @hotmail.com (Ibrahim) wrote:

 >It seems to me that stepping on a rock is just as unavoidable as an
 >accident, so liability for it should be similar.
 >
 >What would be the reponsibility (legally) of the vehicle that kicked
 >the rock? Shouldn't their insurance company bear the repair cost?

If it is a gravel truck or concrete mixer from one of the larger
companies like Granite or Redi-Mix, all you need to do is give them
the truck number, date/time/location (they will verify), and they'll
cover it without a problem.



--- Rich
<a style='text-decoration: underline;' href="http://richlockyer.tripod.com/" target="_blank">http://richlockyer.tripod.com/</a><!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

Warranty pick up the tab? Idiot! Or, maybe a fu**in' lawyer! <G>

"Eddie" <shavedhead2 DeleteThis @hotmail.com> wrote in message
news:95c872e0.0311192209.711a014a@posting.google.com...
 > I have been a victim of riding behind a vehicle that has kicked up a
 > small rock on the freeway and cracked the windshield of my (almost)
 > Brand New 2003 4Runner.
 >
 > Question: Any ideas how much it would cost to replace the windshield?
 > Can windshields be "fixed" or does it have to be replaced?
 > Also, is there any way I can have the "Warranty" pick up the tab??
 > (Just Curious)
 >
 >
 > Thanks for your help.
 >
 > -Eddie<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

Yeah, right, go track down the offending vehicle! You gotta' be kidding!
<LOL>

"Ibrahim" <p_man101 DeleteThis @hotmail.com> wrote in message
 > What would be the reponsibility (legally) of the vehicle that kicked
 > the rock? Shouldn't their insurance company bear the repair cost?
 >
 > --Ibrahim<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

Interestingly enough... I bought a 2003 Tacoma DC in late September. On
I-95 in South Carolina an oversize load carrying a large boat up from South
Florida passed me going 75mph and kicked up something that put a 4" crack in
my 3 weeks old windshield. We got the phone numbers of the trucking company
and the escort called them all and talked to the saftey hotline at the
trucking company, Teton Transportaion out of Tennessee. I thought they
might at least cover the $275 windshield in good faith or good PR. Nada.
The SC higway patrol even wrote up the inclident and just listed it as "road
debris".

I'm still smarting from a 3 week old truck getting a cracked windshield.


Oh well.

JBA


"Eddie" <shavedhead2.DeleteThis@hotmail.com> wrote in message
news:95c872e0.0311192209.711a014a@posting.google.com...
 > I have been a victim of riding behind a vehicle that has kicked up a
 > small rock on the freeway and cracked the windshield of my (almost)
 > Brand New 2003 4Runner.
 >
 > Question: Any ideas how much it would cost to replace the windshield?
 > Can windshields be "fixed" or does it have to be replaced?
 > Also, is there any way I can have the "Warranty" pick up the tab??
 > (Just Curious)
 >
 >
 > Thanks for your help.
 >
 > -Eddie<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

If it was kicked up on the road, no one should be responsible for it except
for the owner as that's accidental. If say a gravel truck you were following
at a safe distance hit a bump and dropped a big rock through your windshield
into the passenger seat because their load was not covered properly, and you
got their plate # and the # of the company they work for, then sure, you can
push the issue. Happened to my husband and the gravel company asked for
proof, so he took photos of the fist sized rock sitting on his front seat
with glass all around it. With a little argument, they paid the bill in
full. Other windshield chips we've had were covered by our insurance
company. We've had three chips fixed, (the current two vehicles chipped on
the same day we bought them, funny enough,) with no adverse effect on our
insurance rates.

I could see maybe if someone had severely mud-caked tires and a dried mud
clod came off and damaged your car, pushing for them to pay for the damage,
since it was avoidable (they should have washed it off.) Expect a lot of
argument and wasted time.

Warranties are for defects, and unless the glass just broke with no outside
help, it's not defective. "Warranty: n. A guarantee given to the purchaser
by a company stating that a product is reliable and free from known defects
and that the seller will, without charge, repair or replace defective parts
within a given time limit and under certain conditions." If you cause the
damage via improper care, accident, or someone else's vandalism, it's not
the manufacturers fault.
-- Dee

Note: please remove all pre-flight tags before replying via email.
----------

"Ibrahim" <p_man101 DeleteThis @hotmail.com> wrote in message
news:8f573a5e.0311200750.4ce255b9@posting.google.com...

 > What would be the reponsibility (legally) of the vehicle that kicked
 > the rock? Shouldn't their insurance company bear the repair cost?
 >
 > --Ibrahim<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

On Fri, 21 Nov 2003 00:50:20 GMT, "phdirt" <ph DeleteThis @dirt.com> wrote:

 >Interestingly enough... I bought a 2003 Tacoma DC in late September. On
 >I-95 in South Carolina an oversize load carrying a large boat up from South
 >Florida passed me going 75mph and kicked up something that put a 4" crack in
 >my 3 weeks old windshield. We got the phone numbers of the trucking company
 >and the escort called them all and talked to the saftey hotline at the
 >trucking company, Teton Transportaion out of Tennessee. I thought they
 >might at least cover the $275 windshield in good faith or good PR. Nada.
 >The SC higway patrol even wrote up the inclident and just listed it as "road
 >debris".
 >
 >I'm still smarting from a 3 week old truck getting a cracked windshield.
 >
 >
 >Oh well.
 >
 >JBA
 >
 >
That is why everyone should be armed on the highway.

Like Clint Eastwood...we could just have instant justice...


Scott in Florida<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield 

"Pookerz" <pookydee.removebeforeflight.DeleteThis@yahoo.com> wrote in message
news:bDdvb.11616$3Y5.7731@newssvr13.news.prodigy.com...
 > If it was kicked up on the road, no one should be responsible for it
except
 > for the owner as that's accidental. If say a gravel truck you were
following
 > at a safe distance hit a bump and dropped a big rock through your
windshield
 > into the passenger seat because their load was not covered properly, and
you
 > got their plate # and the # of the company they work for, then sure, you
can
 > push the issue. Happened to my husband and the gravel company asked for
 > proof, so he took photos of the fist sized rock sitting on his front seat
 > with glass all around it. With a little argument, they paid the bill in
 > full. Other windshield chips we've had were covered by our insurance
 > company. We've had three chips fixed, (the current two vehicles chipped on
 > the same day we bought them, funny enough,) with no adverse effect on our
 > insurance rates.
 >
 > I could see maybe if someone had severely mud-caked tires and a dried mud
 > clod came off and damaged your car, pushing for them to pay for the
damage,
 > since it was avoidable (they should have washed it off.) Expect a lot of
 > argument and wasted time.

I'd tell anyone who came after me for that to f. off and see them in court.


 >
 > Warranties are for defects, and unless the glass just broke with no
outside
 > help, it's not defective. "Warranty: n. A guarantee given to the purchaser
 > by a company stating that a product is reliable and free from known
defects
 > and that the seller will, without charge, repair or replace defective
parts
 > within a given time limit and under certain conditions." If you cause the
 > damage via improper care, accident, or someone else's vandalism, it's not
 > the manufacturers fault.
 > -- Dee
 >
 > Note: please remove all pre-flight tags before replying via email.
 > ----------
 >
 > "Ibrahim" <p_man101.DeleteThis@hotmail.com> wrote in message
 > news:8f573a5e.0311200750.4ce255b9@posting.google.com...
 >
  > > What would be the reponsibility (legally) of the vehicle that kicked
  > > the rock? Shouldn't their insurance company bear the repair cost?
  > >
  > > --Ibrahim
 >
 ><!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: 2003 4Runner- Cracked Windshield